(952) 646-9222 Burnsville, MN

Commercial Auto Insurance Burnsville, MN - River City Insurance Agency, Inc

Commercial Auto Insurance – Protect Your Business on the Road

Whether you’re delivering goods, transporting tools, or managing a fleet, your vehicles are essential to your business. At River City Insurance Agency, Inc, we provide Commercial Auto Insurance designed to protect your vehicles, drivers, and business operations. Stay covered against accidents, liability claims, and unforeseen incidents on the road.

Why Do You Need Commercial Auto Insurance?

Personal auto insurance isn’t enough when vehicles are used for business purposes. A commercial auto policy protects against:

  • Accidents: Coverage for repairs, medical bills, and liability claims resulting from crashes.
  • Theft or Vandalism: Protection for stolen or damaged vehicles.
  • Property Damage: Financial support if your vehicle damages someone else’s property.
  • Injuries: Covers medical costs for drivers, passengers, and others involved in accidents.

What Does Commercial Auto Insurance Cover?

Liability Coverage

Protects against bodily injury and property damage claims if your business vehicle causes an accident.

Collision Coverage

Covers repair or replacement costs if your vehicle is damaged in an accident, regardless of fault.

Comprehensive Coverage

Protects against non-collision incidents like theft, vandalism, fire, and weather-related damages.

Who Needs Commercial Auto Insurance?

If your business owns or uses vehicles, Commercial Auto Insurance is essential. This includes:

  • Contractors and Tradespeople (plumbers, electricians, etc.)
  • Delivery and Courier Services
  • Rideshare and Transportation Businesses
  • Food Trucks and Catering Services
  • Landscaping and Construction Companies
  • Sales and Service Vehicles

Benefits of Choosing River City Insurance Agency, Inc

  • Custom Policies: Tailored coverage to meet your business’s unique needs.
  • Competitive Rates: Affordable premiums with multi-vehicle and bundled policy discounts.
  • Comprehensive Protection: Coverage for liability, collision, theft, and weather damage.
  • Fast Claims Support: Quick and hassle-free claims process to keep your business moving.

Frequently Asked Questions

Q: What vehicles are covered under a commercial auto policy?

A: Commercial auto insurance covers cars, trucks, vans, trailers, and specialty vehicles used for business purposes.

Q: How does commercial auto insurance differ from personal auto insurance?

A: Personal policies don’t cover business-related use. Commercial policies provide higher limits and specialized coverage for work vehicles.

Q: Can I cover multiple vehicles under one policy?

A: Yes, fleet coverage is available to protect multiple vehicles under a single commercial auto insurance policy.

Get Commercial Auto Insurance You Can Rely On

Your business vehicles are essential to your success—don’t leave them unprotected. At River City Insurance Agency, Inc, we’ll work with you to create a Commercial Auto Insurance policy that fits your business needs and budget. Call us at 952-646-9222 or request a free quote online today.

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