Renting a home or apartment in Prior Lake, MN? Protect your personal belongings with renters insurance from River City Insurance Agency, Inc. While your landlord’s insurance covers the building, it won’t protect your possessions—such as furniture, electronics, and valuables—in the event of theft, fire, or damage. Renters insurance provides affordable protection and peace of mind. Contact us at 952-646-9222 to learn more!
Renters insurance covers your personal belongings and provides liability protection, making it an essential policy for anyone renting an apartment or home. Whether you’re dealing with fire, theft, or accidental damage, renters insurance can protect you. Contact River City Insurance Agency, Inc at 952-646-9222 to discuss your coverage options.
Many renters mistakenly believe their landlord’s insurance will cover their belongings. Unfortunately, it doesn’t. Renters insurance covers everything from clothing and electronics to furniture and jewelry. Plus, it includes liability protection if someone is injured in your rental or if you accidentally damage someone else’s property. Interested in finding the right coverage? Call us at 952-646-9222 today!
Fire Damage
If a fire damages your belongings, renters insurance helps cover the cost of repair or replacement.
Theft
If your rental is broken into and items are stolen, renters insurance helps cover the loss.
Water Damage
If a burst pipe or leak damages your belongings, renters insurance can help cover repair or replacement costs.
Below are some of the most typical claims renters insurance can cover:
| Claim Type | Description | Average Cost |
|---|---|---|
| Fire Damage | Damage or loss caused by fire, including repairs or replacement of items. | $10,000 - $50,000 |
| Theft | Reimbursement for stolen items such as electronics or jewelry. | $1,000 - $5,000 |
| Water Damage | Damage caused by burst pipes or appliance leaks. | $2,000 - $10,000 |
| Liability Claims | Legal and medical expenses if someone is injured in your rental. | $5,000 - $100,000 |
Renters insurance is straightforward: you pay a small premium, and in return, your personal belongings are covered in case of damage, theft, or loss. If an incident occurs, you can file a claim to receive compensation for your damaged or stolen items. Your policy also provides liability protection, covering medical bills and legal fees if someone is injured in your rental.
Protect your belongings today with renters insurance from River City Insurance Agency, Inc. Contact us at 952-646-9222 or fill out our online quote request form to get started.